No Guarantee

Past performance is no guarantee of future returns. Any historical performance, expected returns or projected gains may not result in actual future performance. Your capital is at risk and is not guaranteed. The properties that you have invested in may be sold at a loss.

Term and Liquidity

Investments offered by Niriam are intended to be held until the end of the Investment Period of 5 Years and are not listed. We provide an Exit Window on the platform where you can sell your investment before the end of the recommended term. An Exit Window on Niriam is only available for 2 weeks at a time, twice a year. Therefore, you may not be able to exit early from your investment, and as such it is likely to be an illiquid investment. Please do not invest with Niriam if your intention is not to hold the investment for the recommended term. Even with an Exit Window available on Niriam, there is still no guarantee that you will be able to sell your investment.

Risk Warning

Investment in real estate is speculative. Investors through Niriam will not directly own the property, rather they will have a share in a private special purpose vehicle owning the property. The value of your investments may experience losses, and anticipated returns may not materialize as forecasted. In addition, you may experience delays in being paid from rental income, or it may be difficult to sell the property at the end of the investment period. In some cases, there may be government restrictions on the sale of a property to foreign owners, which may restrict the range of potential buyers. Niriam offers investments that are materially different than direct, outright ownership of property, investments in real estate funds, REITs, or other securities or interests. If Niriam ceases to carry on its business, you may experience losses, incur costs, and/or experience delays in being paid. Using credit or borrowed money to invest in Niriam carries a greater risk, as even if your investment declines in value, you will still need to meet your repayment obligations.

No Advice

Niriam operates a real estate investment platform and administers private vehicles holding title to property on behalf of investors. Niriam is not an investment advisor nor a property manager. We do not provide any investment or other advice. Investors must do their own due diligence before investing and/or consult with an independent financial advisor. In evaluating investment opportunities, we use data provided by third parties, which we believe to be reliable. However, we cannot guarantee the accuracy or completeness of such data.